Credit Union Services



University Federal Credit Union offers a Visa credit card with a low 8.90%Annual Percentage Rate. Open a UFCU Visa credit card today and consolidate other credit cards that are at a higher interest rate, or use the card to build positive credit history. These are some of the many benefits you will enjoy with a University Federal Credit Union Visa Card:

  • Low 8.90% Annual Percentage Rate
  • No Annual Fee
  • Credit Limits up to $20,000
  • ScoreCard Bonus points available for every purchase
  • Redeem ScoreCard bonus points for merchandise, travel, or Visa gift cards.
  • No fee on cash advances
  • Repayment through payroll deduction
  • 24 hour Instant Fraud Protection to assist in halting fraudulent transactions
  • Speak directly to a UFCU employee. No automated phone system!

Download your Visa credit card application and disclosure now.
Visa Application
Visa Disclosure Agreement

Do you already have a Visa credit card? Apply to increase your limit or add a joint owner by completing this application.
Download application to a joint user or increase limit here.
Call a member Service Representative at 701-777-2274 or 701-775-3738

Return your application, as well as your most recent paystub, to our offices any of these convenient ways:

  • Mail/In Person:
    University Federal Credit Union, 2901 University Ave Stop 8222, Memorial Union Room 2
    Grand Forks, ND 58202
    University Federal Credit Union, 1575 17th Avenue S
    Grand Forks, ND 58201
  • Email:
  • Fax: 701-777-6126 (Union) or 701-775-3798 (Branch)

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