If you are looking to consolidate debt, payoff credit cards, or cover an unexpected expense, a UFCU personal loan is just what you need.

Affordable. Flexible. Easy.

When you borrow from University Federal Credit Union our loan officers have your best interest in mind. They will work with you to verify that your payment is affordable, that the payment due date matches your payroll, and that you get the funds you need when you need them. There are no penalties for paying off your loan early. Credit life and credit disability insurance are both offered at a low rate.


Applying for a loan is easy!

No hassle.

No stress.

Simply fill in your information, submit, and we will contact you!

Click below to begin.
Submit A Loan Application Online
Apply by phone, by mail, or in person

Apply online through Online Account Access


Other Loans
Loan Type Rates As Of April 18, 2024
Overdraft Protection Loan As low as 12.45% APR*
Unsecured (signature) Loans 9.45% APR*
All information is subject to change. Contact the credit union for complete fees and terms.
*Annual Percentage Rate. Loan rates are based on applicant’s credit worthiness.

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Overdraft Protection Loans

Eliminate overdrafts with a line of credit (LOC) loan. Once the loan is established, it provides immediate access to funds if overdrafts occur.

  • Choose a line of credit of $500 or $1,000
  • Line of credit loan transfers funds in $100 increments to checking account to cover overdrafts.
  • Monthly payment for a $500 LOC is $30
  • Monthly payment for a $1,000 LOC is $60