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UFCU Featured As

facefaceof Credit Unions

We are proud to be recognized as the "Face of Credit Unions" in the 2026 FACES of Grand Forks publication!

Learn more about ufcu and our commitment to serving the und campus and grand forks community

Fund yourHolidayholiday

Holiday Loans available now through December 31st

Click here to find out more
Looking for extra cash this holiday season?

Skip your loanpaymentpayment

Now through December 31st, defer your loan payment one month for just $25 per loan. Some restrictions apply.

Apply to skip your loan payment here
You're in the right place!

Same Service, GreatGreat Loans!

University Federal Credit Union has a new look.

Become a UFCU MemberMember

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Pay for school with confidence!

Need a StudentLoanLoan ?

Apply for a student loan or refinance your current one with UFCU.

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Going places?

Finance your next vehicle with UFCUUFCU

Click here to apply for an auto loan
Mobile banking app

Bank anytime, AnywhereAnywhere

Check balances, transfer funds, pay bills & deposit checks from your phone.

Click here to download our free mobile app or learn more
Flexible and secure

Banking made SimpleSimple

Enjoy flexible, secure checking and savings accounts with great rates at UFCU.

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Friendly Service

Efficient problem-solving, insightful market analysis

Fast & Easy Process

Efficient problem-solving, insightful market analysis

Multilingual Supports

Efficient problem-solving, insightful market analysis

Loan Options

Financing for wherever life takes you.

Personal Loan

Flexible cash for life’s unexpected moments.

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Student Loan

Fund your degree with customizable repayment terms.

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Auto and RV Loan

From the driveway to the campsite, find your perfect loan here.

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Home Equity Loan

Use your hard-earned equity for home improvement, debt consolidation, and more.

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Become a Member

Open an Account Today and Discover the Credit Union Difference

Establish your membership with a simple $25 deposit to become a part-owner of UFCU and enjoy flexible features, great rates, and a lifelong financial partner.

Get Started

Take Us With You - DownloadDownload the Mobile App Today

Take full control of your finances on the go and enjoy secure, 24/7 banking from anywhere.

  • Deposit checks with Mobile Deposit
  • Check balances and statements
  • Transfer funds between accounts
  • Pay bills and person-to-person transfer through Bill Pay
Know More

Both offices are closed in observance of Veteran's Day.