Rates

Loan Rates

Loan Rates
Vehicles: 2013 and Newer Models – Rates based on applicant’s creditworthiness
New and Used Vehicles Models 2012 and Newer Including Cars, Trucks, Vans, RV’s, Boats, Campers, Travel Trailers, ATV’s, Motorcycles, Snowmobiles & other Secured Loans.
Loan Term Up to 36 months	As low as 2.75% APR*
Loan Term Up to 60 months	As low as 3.25% APR*
Vehicles: 2012 and Older Models – Rates based on applicant’s creditworthiness
Cars, Trucks, Vans, RV’s, Boats, Campers, Travel Trailers, ATV’s, Motorcycles, Snowmobiles & other Secured Loans for 2011 models and older.
Loan Term Up to 36 months

Other Loans

Other Loans
Loan Type	Rate
Overdraft Protection Loan	As low as 12.45% APR*
Unsecured (signature) Loans	up to 48-months as low as 9.45% APR*
All information is subject to change. Contact the credit union for complete fees and terms.
*Annual Percentage Rate. Loan rates are based on applicant’s credit worthiness.
Rates are accurate as of January 1, 2021

Savings Rates

Share Account – Individual Accounts Insured up to $250,000 by NCUA Rate APY*
Amount			Rate	APY*
$25.00 to $2,499.99			0.25%	0.25%
$2,500.00 to $9,999.00			0.30%	0.30%
$10,000.00	and	over	0.35%	0.35%
Declared Dividends for Fourth Quarter 2020
*Annual Percentage Yield

Term Share Certificates

Term Share Certificates
Term	Rate	APY*
Six Month ($1,000 minimum)	0.25%	0.25%
One Year ($1,000 minimum)	0.35%	0.35%
Two Year ($1,000 minimum)	0.55%	0.55%
The APY* is accurate as of January 1, 2021
*Annual Percentage Yield