External Transfers

An External Transfer allows you to transfer funds electronically between your UFCU account and a secondary account that you own. This option is available using Online Account Access and the Mobile App. This transfer may only be completed between U.S. financial institutions.

 

You must first add an account by inputting your account number and routing number for your secondary account. After you add your secondary account you will be asked to confirm a small deposit and withdrawal that was made to that account. Please allow 1-2 business days for the small deposit and withdrawal to appear in the transaction history of your secondary account. After activating your secondary account you may schedule a transfer. Listed below are the terms for such transfers:

Standard Transfers (3-5 Business Days)
Minimum amount per transaction: $20.00
Maximum amount per transaction: $1,000
Maximum number of transactions per day: 3
Maximum transaction amount per day: $2,000
Maximum number of transactions per week: 5
Maximum transaction amount per week: $3,000
Transaction fee (inbound transaction): $0
Transaction fee (outbound transaction): $2.00

 

Express Transfers (1-2 Business Days)
Minimum amount per transaction: $20.00
Maximum amount per transaction: $500
Maximum amount per day: $1,000
Maximum amount per week: $2,000
Transaction fee (inbound): $5.00
Transaction fee (outbound): $5.00